Home Is Possible (HIP) Program: Your Path to Homeownership in Las Vegas
Nevada Housing Division’s Premier Homebuyer Program
Ready to make your dream of homeownership a reality in Las Vegas? As your experienced REALTOR®, I’ll guide you through the Home Is Possible (HIP) program, designed specifically to help first-time buyers achieve their homeownership goals.
Key Program Benefits
- ✓ Up to 4% down payment assistance
- ✓ Structured as a second mortgage
- ✓ Perfect for first-time buyers*
- ✓ Competitive 30-year fixed rates
- ✓ Covers down payment & closing costs
*Haven’t owned a home in the past 3 years
Qualification Requirements
- • Credit score: Minimum 640
- • Income limits apply (see below)
- • Nevada primary residence only
- • Homebuyer education required
- • Standard underwriting criteria
Clark County Income Limits (2024)
| Household Size | Maximum Annual Income |
|---|---|
| 1-2 persons | $95,000 |
| 3+ persons | $105,000 |
Simple Application Process
-
1
Check Eligibility
Quick assessment to verify your qualification
-
2
Choose a HIP-Approved Lender
Work with qualified lending partners
-
3
Complete Education Course
Learn essential homeownership skills
-
4
Submit Application
Apply with your chosen lender
Common Questions
What is the maximum loan amount?
Follows FHA, VA, or conventional loan limits for Clark County. Contact us for current limits.
Do I need to repay the assistance?
Structured as a second mortgage with specific terms. We’ll explain the details during consultation.
Ready to Start Your Homebuying Journey?
Let me, Dr. Jan Duffy, guide you through the HIP program and help you find your perfect Las Vegas home.
Dr. Jan Duffy
Phone: (702) 500-1955
Hours: 6:00 AM – 9:00 PM Daily
3185 St Rose Pkwy, Suite 101, Henderson, NV 89052